Section 01
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the website.
Acceptance of Terms
By accessing or using this website, you agree to these Terms and to use the site only for lawful purposes. If you do not agree, you should not use the website.
Section 02
Website Scope
The website provides general information about insurance selection services for retirees and may include contact or inquiry features. We may change, suspend, or limit any part of the website at any time without notice.
03
Operational clause
Fees and Charges
Any fees, charges, or commercial terms related to our services, if applicable, will be communicated separately and may depend on the nature of the request. No payment obligation arises unless it is clearly stated in a separate written arrangement or notice.
04
Operational clause
User Conduct
You agree to provide accurate information when submitting inquiries and not to misuse the website or interfere with its operation. We may decline any request that appears incomplete, unlawful, or inconsistent with our policies.
All content on this website, including text, layout, and design elements, is owned by or licensed to History Mind Winter and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute such content without prior written permission, except as allowed by law.
05Clause
Intellectual Property
All content on this website, including text, layout, and design elements, is owned by or licensed to History Mind Winter and is protected by applicable intellectual property laws. You may not copy, reproduce, or distribute such content without prior written permission, except as allowed by law.
06Clause
Disclaimer of Liability
The website is provided on an 'as is' and 'as available' basis. To the fullest extent permitted by law, we disclaim warranties regarding accuracy, completeness, availability, or suitability, and we are not liable for indirect or consequential losses arising from use of the website.
Legal Summary
Governing Law
These Terms are governed by the laws applicable in Italy, without regard to conflict-of-law rules. Any dispute arising from these Terms should be addressed through good-faith discussion first and, if not resolved, before the competent courts or authorities as permitted by law.
07
Clause
Primary legal brief
Governing Law
These Terms are governed by the laws applicable in Italy, without regard to conflict-of-law rules. Any dispute arising from these Terms should be addressed through good-faith discussion first and, if not resolved, before the competent courts or authorities as permitted by law.
Reference
WIPO
08
Clause
Secondary legal brief
Updates and Contact
We may update these Terms from time to time by posting a revised version on this website. Continued use of the website after an update means you accept the revised Terms, and you should review this page periodically.
Reference
HCCH